The Rate Tart

Compare Bad Credit Rating Loans

If you have failed a credit check, its worth finding out why. Sometimes this is caused by fairly trivial mistakes. For example, differences in the way that your address is listed on the electoral role from the way it is listed by your bank.

If you have failed a credit check and want to know why, you can write to each of the credit checking agencies, enclosing payment of £2. Alternatively, you can get a free 30 day trail of Credit Expert From Experian. You can find out the reasons for your credit rating online and take steps to fix it.

If you need more information to decide which loan is the best for you, then check out TheRateTart Guide to Loans.

TheRateTart Loan Calculatorclick here to show
Loan Amount £
Loan Length in Months
Interest Rate (APR) %
Estimated Monthly Payment £
Bad Credit LoansTypical APR (Variable)AdvanceMax LTVAPR RangeFeesAdverse Credit OK 
Picture Loans
8.40%£10k-£100k125.00%6.9%-9.9%NoneYes 
Borrow up to 125% of your homes value, less your outstanding mortgage balance, whatever the reason.
Netloans
10.90%£5k-£250k125.00%5.7%-15.9%PossibleYes 
Rates from 5.7%. Consolidate Debt Now. Pay nothing for 6 months! Apply Now!
Ocean Finance
12.70%£3k - £100k125.00%8.9%-19.9%2.00%Yes 
Borrow from £3,000 to £100,000, over 3 years to 25 years to suit you!
Promise Finance
15.30%£3k - £100k125.00%VariesPossibleYes