Like all insurance products, breakdown cover is something most people dislike paying for. It's only useful if something bad happens to you. However, whether your car is simply a means of getting from A-B or a vital part of doing your job, it's easy to take for granted. That is, until it's not doing what you want it to.
Fortunately most providers offer a variety of packages to suit different needs and budgets. To help you decide check out the overview of the different packages below. Each package builds on the one below it by providing a more comprehensive of more flexible service.
Remember, this is only a rough guide, so check out the details of each provider carefully before signing up;
Level 1. Basic Cover providing roadside assistance in the event of a breakdown. If the problem cannot be fixed by the road you and your vehicle will be taken to the nearest garage or to your home up to a set distance.
Level 2. The next level up removes the distance restriction and provides recovery of you, your vehicle and a set number of passengers to any one UK destination.
Level 3. Provides a mechanic to repair your car or fix problems at your home address if necessary.
Level 4. The 'premiere league' of breakdown cover. These packages offer additional security if your car cannot be fixed quickly; overnight accomodation, use of a hire car or rail tickets are typical benefits
Cover abroad is not normally provided as standard, but European breakdown cover can be added for an additional premium. If you are travelling with your car to the continent remember to check that your car insurance provides cover for driving abroad as well.
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