The Rate Tart

Use TheRateTart comparison tables to find the right charity credit card for you. We've got all the information you need to compare and apply online. Tell me more about charity credit cards.

You know how sometimes a good splurge on the credit card can feel like much needed therapy . Well, charity cards are your way of sharing the love in a kind of group therapy session sort of way.

Simply put, when you apply successfully for a charity card the card provider makes a donation to the nominated charity. Thereafter donations are often made for subsequent purchases, either with each purchase made or at regular spend increments (e.g. every £100).

Charity cards usually have a higher interest rate than other types of credit card. Only consider these if you always pay off you balance in full each month.

It's also worth setting up a direct debit to pay off the balance in full each month. That way there is less chance of being caught out and paying interest at a high rate. You still need to manage your spend and current account balance carefully, or you could get stung at the other end with overdraft charges.

If you need more information to decide which credit card is the best for you, then check out TheRateTart Guide to Credit Cards.

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