Britain is often described as a nation of animal lovers. Half of UK households own a pet and in 2005 half of these made an unexpected visit to the Vet (source: Mintel). Even minor conditions can cost several hundred pounds , whilst long term illnesses are likely to incur thousands of pounds in vets bills. With vets fees rising between 11 and 15% in recent years, it's clear that animal health is an expensive business.
By comparing prices you can find the ideal insurance cover for your feather, furred or scaled friend. After all, you don't want it to be Rolf trying to "tell what it is".
The following costs are covered by the majority of pet insurance policies;
- Veterinary fees
- Death benefit
- Theft/straying
- Cost of advertising a lost pet and reward for return
- Holiday cancellation
- Third party liability (if your pet injures another person)
- Accidental damage
In addition, some policies also cover
- Alternative or holistic therapies (e.g. acupuncture or aromatherapy)
- Travel allowance for transport to vet
- Pet psychologists / owner counselling
Pet insurance policies generally do not cover;
- Costs of treating pre-existing conditions
- Vaccinations
- Spaying / castration
- Flea control
Always read the Terms and Conditions carefully so that you understand exactly what is included in your policy.
If you need more information to decide what type of Pet Insurance is the best for you, then check out
TheRateTart Guide to Pet Insurance.
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