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For example, many of the cards that promise you 0% balance transfers actually now include a handling fee.

So, if you transfer £1,000 and your handling fee is 3% you will pay a £30 handling fee.

While this may be a small amount if you are looking to make a large transfer such as £10,000 you can end up paying a substantial fee.

All card providers will need to make you aware of these transfer fees in their small print.

Visit TheRateTart's 0% Balance Transfer Cards to compare the best offers and remember to check all the hidden costs.