The Rate Tart

Use TheRateTart comparison tables to find the right overdraft current account for you. We've got all the information you need to compare and apply online. Tell me more about overdraft current accounts.

The best approach is to manage your spend to your budget to avoid going overdrawn. In the real world the ideal is not always possible and 'life happens'. Be realistic and if you are likely to go overdrawn on a regular basis, look at who has the lowest overdraft interest charges.

If you are likely to go overdrawn only occasionally, it is still a good approach to set up an authorised overdraft to act as a buffer zone; charges for unauthorised overdrafts can be truly spectacular.

If you need more information to decide which current account is the best for you, then check out TheRateTart Guide to Current Accounts.

Tell me less about overdraft current accounts